Liabilities Risk Control Analysis In Fundraising For Universities And Colleges

In recent years, China vigorously implement the strategy of the country through relying on science and education to rejuvenate the nation and takes a leap-forward development of roads.Since 1999,because of China's general scale of the rapid expansion of higher education, higher education had implemented by the initial realization of the "elite education" to "public education" transformation. All colleges and universities in China has brought unprecedented opportunities and challenges.It is more prominent between the conflict of the educational investment and needs. because the rapid development of higher education needs huge financial support. as a single investment channels of China's higher education, the development of education is subject to funding for education this " Bottleneck ". completely relying on the state's financial allocation and investment in education are seriously inadequate. It is necessary to seek new sources of funding to support the development of colleges and universities. This requires colleges and universities in the state's macro regulation and policy and guidance and seizes opportunities to make the financial provision implemented at the same time and to broaden the financing channels, multi-channel operators raise funds to expand the school size and enhance the ability of schools to train more countries and more outstanding talent. One school's loans to financial institutions, colleges and universities have become an important fund-raising channels. However, there is the cost of the loan is to repaid, if not repaid, the university will carry the heavy debt burden,whice will cause financial risk and affect the development of colleges and universities. Therefore, the university as an independent legal persons, should establish risk awareness, take various measures to control lending risks.In this paper, the basic concept from a risk of financial risk, colleges and universities layers and the concept of financial risk analysis, colleges and universities with the concept and nature of liabilities, on the basis of the loans to colleges and universities has focused on risk analysis. The article with the actual situation of China's colleges and universities on the end of the century and the beginning of this century the characteristics of the times, the analysis of the causes of Loan colleges and universities, colleges and universities which have their choice of bank loans feasibility and necessity of using bank loans have both positive and negative effects. On the positive sense, the modest borrowing is a catalyst for school reform and development and the school to achieve leapfrog development of effective support forces. For higher education in our country on the end of the century the beginning of this century to achieve a rapid development, has maintained the quality of higher education Do not decline in the contribution. But part of the school now makes the heavy debt burden, a loan risks. The article proposed the introduction of colleges and universities bank debt risk early warning system for college loans by the development of policy recommendations.