The Design And Implementation Of The Business Operational Risk Management System For Industrial And Commercial Bank Jinan Branch

The rapid development of the computer is a driving force of life, most recently the concept of big data has also been media speculation very hot. In fact, a large data bank should be is a real case, every day deal with a lot of credit business, handled countless liquidity, and how to really take advantage of these large data together to help banks analyze business operations and based on risk analysis results will minimize risks is an important issue. Especially ICBC as one of China’s five major banks in China’s banking sector as an important role, ICBC branches because it is located in the provincial capital Jinan, every day deal with a large number of business transactions, every business transaction are hidden potential business risks. Therefore the application of computer technology to the Industrial and Commercial Bank of China Jinan Branch of business operations risk management, the formation of an independent business Jinan Branch of Industrial and Commercial Bank operational risk management system is very necessary.The system uses the main technology java language, SQL SERVER2008database data storage. Its application development using current mainstream MVC design pattern design of the system is based on B/S structure of the three-tier architecture. System using a JSP page development dynamic web development technologies, thus completely abandon the html page. In the system development process, using UML modeling tools to complete the system’s static modeling and dynamic modeling of the detailed description of the system requirements elicitation and requirements analysis.The system realizes the Industrial and Commercial Bank of China Jinan Branch operations risk management system preparation, monitoring and management, quality management, the performance and management of four major modules of the functional design. Preparation module system is able to meet the initial line fill some gaps in the system database tables, such as tables and user tables and other roles. Monitoring and Management module is the first step in managing operational risk, the use of mathematical principles to achieve such monitoring model to monitor. Quality management module to achieve a particular function is excessive exposure teller detailed inspection, which is a way to avoid risks. The management is to meet the system performance of their duties for the supervision of teller daily work. Finally, the system test results show that the system basically meet the Industrial and Commercial Bank of China Jinan Branch of business operations for risk management needs. System users will be able to use the initial distribution system for their own account login and monitoring and management, quality management and performance of their duties and management operations.The system operation of the high-risk monitoring process mode, lower the error rate of the process, and during the operational risk management process, it is possible to generate a variety of reports, in a more intuitive way to show the results of the monitoring.