Design And Implementation Of Bank Credit Management System

With the China’s financial reform, bank credit scale is expanding, at the same time,credit structure is changing and getting complicated. Credit structure changes andincreasingly complex, kinds of bank credit continue to increase, the difficulty of creditmanagement is increasing, only use advanced management tools and means, and use aunified information technology, the whole process can be implemented on loansscientific and standardized management, and to achieve the purpose of effectivelymonitoring the implementation of the credit quality of assets and reduce the risk ofcredit assets. Implement credit management system to enhance informationmanagement is an important measure to deal with the credit market competition tocontrol operating risks and achieve sustainable development.This theses introduces the system needs analysis, system design, systemimplementation and testing of bank credit management system. First, gives the researchbackground for analysis and the significance of the subject, describes the presentsituation of the development of bank credit management system, and introduce the keytechnologies of the theses. Then through the research of the system, business descriptionis given and business process diagrams of credit management are given, the role of thesystem is divided into system administrator, customer, loan officer (Account Manager),loan approval team, emphatically describes the system functional requirements analysis,the main function of the system is divided into five modules, customer informationmanagement, loan applications and approval, disbursement and recovery, loanmanagement, query and analysis, gives the use case diagram and use case description ofthe functional modules. On the basis of the needs analysis, the paper usesobject-oriented approach to complete the design work on the system, gives the system functional structure diagram, highlighting the system features modular design anddatabase design, gives the class diagram and a timing diagram of the functional modulesof the system, at the database design part, the system entities and their relationships areanalysis, gives the system E-R diagram and the database table structure. Then the papergives the system test, gives the operating environment requirements of the system andthe interface design of the system’s major functional modules, then gives the system testenvironment, system test objectives and parts of test use cases.The bank credit management system uses C/S mode, system developmentplatform uses Microsoft visual studio2010, the database management system usesMicrosoft SQL Server2008. The system has been put into use gradually...