Comparative Performance Of Listed Commercial Banks Based On The Different Types Of Correspondence Analysis Method

In a market economy, we configure the funds through financial intermediaries and financial markets, bank financial intermediaries play a decisive role in the allocation of funds. China’s state-owned commercial banks always ignored the effectiveness, weight scale, resulted in there are many problems China’s commercial banks in the course of business, such as low efficiency in management, lack of financial innovation, high bad-loan rate and poor quality of staff, which also allows investors to pay more attention to the evaluation and analysis of the performance of commercial banks in the investment behavior of commercial banks. I discovered through the study of related literature, although the evaluation of the performance of commercial banks are gradually mature, the follow-up comparative study for the evaluation of the performance of commercial banks is relatively few and by comparison of the performance of commercial banks research we can point out the difference between the different aspects in different categories of commercial banks, such as the level of profitability, growth ability. For investors, this is no doubt that this will be more important significance.Listed commercial banks as the research object, the commercial banks in China are divided into state-controlled commercial banks, city commercial banks and other joint-stock commercial banks according as the CBRC on the classification of commercial banks and article needs. We use the performance of banks in2010to compare. We compare the commercial banks form five angles, level of profitability, growth capacity, and asset management capabilities, security and development capabilities, integrated management capabilities.The article provides suggestion for the institutional investors and individual investors from the investor’s point, on the basis of comparative analysis on the performance of different types of commercial banks. In the end, according to the corresponding results of the analysis, I proposed targeted recommendations for investors:Investment behavior need to be established on the basis of performance comparison analysis, we need to consider the industry particularity when we select a performance evaluation, we need have some portfolio selection, we need to adjust the investment behavior according to changes in the market from time to time and so on.