Analysis On Supply Chain Of Loan Interest Rate And Operation Decisions Under Partial Reliable Information

The emergence of supply chain finance alleviates the financing difficulties of SEMsstatus to some extent, especially related theories, practices and the development ofservices and facilities in recent years, making the role of supply chain financeincreasingly prominent, and plays an important role in the implementation of supply chainmulti-win-win target. In the trend of market-oriented interest rate, when faces to theinformation provided by the loan companies, the information that bank acceptances ismainly based on the interest rate decision, this decision will have a certain impact on theloan business and operation of the entire supply chain. So it has an important significanceto discuss the relationship between the adoption of information and bank loan interest rateformulation and the impact that the related decision to the supply chain.Considering the background of market-oriented interest rate, the paper tries toquantify decision–making research for generalized supply chain finance bank lendingmodel of short-term liquidity in the supply chain downstream retailers financing options,using Stackelberg game theory, robust Newsboy method, mini-max and mini-max regretapproach to explore the related decision under market-oriented interest rate when thebank adopted different information and the effect of this decision for enterprise andsupply chain. Firstly, the paper summaries the domestic and foreign research status ofsupply chain finance, and gives to the gap between theory and practice operation by theliterature review. On this basis, the paper analysis key operation steps and decision factorsaccording to the specific mode of operation, and uses the numerical simulation to verifyand investigate this problem, including the third chapter and the fourth chapter. The thirdchapter constructs a level two supply chain model including vendor, retailer and bank,and depicts supply chain financial situation which existed demand payment of moneyretailers. According to the situation that the bank uses all the information or part of theinformation (demand mean and variance) provided by retailer, the paper uses Stackelberggame theory, robust newsboy method and mini-max method to get the bank’s optimalinterest rates decision and the impact of supply chain operation, and compares andanalysis the impact on supply chain operation by the decisions on two cases. The fourthchapter provides a mini-max robust regrets model for the effect of the market-orientedinterest rate on supply chain, constructs a level two supply chain model including vendor,retailer and bank, compares and analysis the optimal strategy of the interest rates of the bank who adopts part (upper and lower bounds of the demand information) or all of therandom information, thus characterizes the effect of the operation of the supply chain bythe optimal interest rate decision. Finally, the paper summaries the research contents andconclusions, and puts forward the future research direction.The paper obtains the optimal interest-rate strategy when banks collect variableinformation and its influence on supply chain operation. Secondly, this paper finds somerelationship between collecting information behavior of banks and its interest-ratestrategy. At the same time, the paper realizes the mutual influence among participatingparties in the supply chain under the strategy and finds potential room for increasing ofvalue in this situation. Finally, the paper provides some reference and inspiration for theparticipants in supply chain finance when making decisions. Considering themarket-oriented interest rate and from the perspective of supply chain, supply chainfinance faces many problems in the real business.