Research Of Information Technology Risk’s Management Of Rural Cooperative Banks

The rural cooperative bank which is on the basis of the cooperative system, absorbs the shares of joint-stock operation mechanism cooperative community of local financial institutions.lt includes farmers, rural businesses, corporate and other economic organizations. With expanding of the rural cooperative bank,its businesses has become increasingly more complex. To face of complex situations and its business development, rural cooperative banks pay more attention to financial innovation, the use of information technology to carry out banking business with forward-looking information construction. Information products covering almost all business has carried out on behalf of the future trend of business development. With the rural cooperative banks information technology to the continuous development, it also has brought new risks to its information technology.On the classification and causes of risk in China’s rural cooperative banks, information technology development process conducted in-depth analysis of a bank of information technology risk management strategies. Cooperative banks in rural areas of information technology risk, the embodiment of not only technical issues, but a concentrated expression of technology, management, procession, personnel and other issues. Through the cooperative banks in rural areas of information technology risk, the possibility of multi-level management, process, technology, personnel risk management system construction, and the necessory and manner of construction of the bank’s information technology process, and then supplemented internal audit system,which is in order to achieve the reasonable circumvent the purpose of the cooperative banks in rural areas of information technology risk and reduce the risk of rural cooperative banks information technology business development.The article also through, municipal information technology risk management of Y rural cooperative banks of Zhejiang Province and, research a variety of factors affecting the risk of information technology for rural cooperative banks. On the basis of the analysis, research, information technology risk management strategy to strengthen rural cooperative banks and rural cooperative banks for the Information Technology Risk Management.