Research On The Information Technology Risk Management In Rural Credit Cooperative Of Shandong

Rural Credit Cooperative of Shandong have realized counter business electronic and electronic channel diversification, greatly reduced the operating costs and improved operational efficiency. Information technology has become the powerful support of Rural Credit Cooperative of Shandong to enhance the market competitiveness and to improve the financial business innovation ability and the level of customer service.In recent years, with the development of information technology to intelligence and process standardization and intensive direction, information technology has been fully understood gradually, the information technology investment has been increased and the information system has continued to expand in scale. As a result, information technology risk of dangerous and hidden risks become more and more prominent and information technology risk potential threat is getting more and more serious. At present, the information technology risk management level of Rural Credit Cooperative of Shandong is still at the primary stage, and we are facing a huge challenge in the management, operation, technology platform and the allocation of human resources and other aspects of the information technology risk management. So it has already been an issue that Rural Credit Cooperative of Shandong must face how to effectively manage information generated in the process of information technology risk and make the modern information technology serve the business development better.In the new situation, Rural Credit Cooperative of Shandong constantly strengthen the full information security education and develop gradually and value the importance of information security risk assessment and information system security protection work. We have achieved certain results in the information technology risk prevention, but with the advanced compared to commercial banks, the information technology risk management needs to increase attention. The article draws lessons from the advanced experience of domestic and international banking information technology risk management. According to the current situation of the development of information science and technology, information technology risk management issues and business development of information technology and the potential requirements of Rural Credit Cooperative of Shandong, we put forward recommendations and measures to perfect information technology risk management of Rural Credit Cooperative of Shandong in order to form a comprehensive set of information science and technology risk prevention and control system, and incorporate the risk of information technology into the comprehensive risk management framework in order to gradually improve the information technology risk management level of Rural Credit Cooperative of Shandong, give full play to the leading role of information science and technology, promote business strategy and IT strategy synergy, and then make the information technology become the sound operation and development of strong backing of Rural Credit Cooperative of Shandong.