The Research Report About A Branch Of Hua Xia Bank’s Loan Business Property

Based on thorough understanding and further improvement of A bank loan businessproperty for the purpose, the selection of A bank square subbranch of a bank as a researchsite,in August2012to the bank business property loan field survey and personnel for theinterview,the operating property loan related material,especially in August2012the bankof a hotel business property loan programs first-hand material.A bank some branch in2012,operating property mortgage,the attempt for a hotel in credit of800millionyuan,can’t help relieve the strain on the hotel’s capital operation,but also greatly improvethe level of the branch of various performance,and brought considerable interest incomefor the branch. The branch from accepting a hotel business in property mortgageapplications to the end of the loan,share in3months,loan time fast, generous loans,loansto smoothly,both positive and promotion.Accordingly based on the analysis of A banksome branch,on the basis of the operating property mortgage,sums up the successfulexperience of the branch business property mortgage,at the same time put forward thecorresponding improvement Suggestions,hoping to help the branch in the futureoperational property mortgage,etc projects can do better.Through the analysis of the hotel in A bank branch of square business propertymortgage loans,to further analysis of A bank square branch implement business propertymortgage reasons;According to the investigation data obtained,as well as the hotel loanproject loan process,summarizes the A bank branch square watch business propertymortgage characteristics, advantages,and risk control problems;On this basis,A bank thatwatch business property loan general revelation.At the same time by using their relevanttheoretical knowledge,in view of the operating property mortgages in the problems foundin the process of A bank puts forward related Suggestions and correspondingimprovement measures.