The Research On High-tech SMEs Intellectual Property Rights Pledge Financing Mode

The21st century, technology-based SMEs gradually become the main industrial development plays an increasingly important role in China’s economic development, the rapid development of science and technology enterprises cannot do without financial support, at present, China’s financial market is still in its initial phase, support for small and medium-sized enterprises, especially small and medium-sized enterprises far cannot meet the needs of enterprise development, has seriously hampered the development of science and technology SMEs. High-tech SMEs often lack the physical assets available for mortgage, ownership of core assets are usually state-of-the-art technology, patents, copyright, Bank of Communications Beijing Branch according to the characteristics of small and medium-sized enterprises in science and technology in2006, the first in the country to launch a pledge of intellectual property loans, ice-breaking tech SMEs finance innovation, provides a new way for technology-based SMEs financing. Finance innovation since the launch from the Beijing branch of Bank, banks, security agencies, local governments have begun to explore the intellectual property pledge financing the operating mode, and carried out some useful to try and explore in this article is a background study.In this paper, literature research, survey research and comparative study, the advantages and disadvantages of financing the operation mode through the analysis and comparison of domestic and international intellectual property as security, proposed to the operating company of intellectual property rights as the core to build market-oriented government under the guidance of technology-based SMEs finance innovation optimization mode envisaged, and intellectual property rights of the operating conditions of the operating companies to do simple financial calculation and analysis of the key factors to achieve the optimization mode, and finally from the macro level of intellectual property rights pledge financing operating environment suggestions.This innovation proposed the establishment of our local professional intellectual property commercialization company-Intellectual Property operating company and the operating company of intellectual property rights as the core to build market-oriented tech SMEs finance innovation mode of operation, the operating company of intellectual property rights set of knowledge assessment of property rights, intellectual property rights pledge financing guarantees, intellectual property disposal/operators, intellectual property incubator investment as a whole, reduce the aspects of intellectual property rights pledge financing, professional operation, effective control of risks, and promote intellectual property rights pledge financing led by the Government to the market transition, and promote the healthy and sustainable development of the intellectual property rights pledge financing.