Research For The Financial Management Problems Of Small And Medium-sized Enterprises

Small and medium-sized enterprises are the important pillar of economic development and social stability, whether is in the western-mature-market countries or in the primary stage of socialism in our country. From the current situation in our country, the small and medium-sized enterprises has always been the vitality of economic growth in China, for it has made a significant contribution in our country’s industrial output and ease the employment problem in a certain extent. While due to the disadvantage of asset-size, management-lever and the short of professional staff, the survival and development of S&Menterprise is facing severechallenges. Good corporate management can overcome the above shortcomings. Financial management is an important part of enterprise management.Financial management is directly related to the survival and development of the enterprise.This paper will do research for this problem and cast the Beijing XX physical culture company as a case. Because the company owns all the features of the S&M, it is a typical representative. Beijing XX physical culture company is a young company, which is found in2006, engaged in physical cultural industry. This paper firstly summarizes the literature review, and then briefly introduces the company background and recent operational conditions. Literature review contains the stage of company development and classification of the financial problems. The case firm has many financial problems which influents the daily operation and future evolution. In this paper, I in details state the financial problems but also analysis the cause and reason. In that firm, you can see the fault in set of financial department and responsibilities chaos of financial staff, lack of budget control and so on. This article through the company’s business characteristics and the characteristics of the main business combined with the company’s organizational structure for the company produces all kinds of problems to put forward the corresponding countermeasures. The measures include the correct concept of finance and some concrete measures. From the perspective of the shareholders, owners should hold the correct financial ideas and positive attitude. Specific measures are mainly targeted for the problem to put forward relevant solutions. Cash management can use the centralism, current account can establish the personal current-account. Beijing XX physical culture company should use the budget management system to control the cost. Final is the compatibility measures which include perfecting organization structure and a clear division of responsibility.There are five parts in this paper. The first is pandect, which introduce the research background and meaning. The second talks about the definition of S&M enterprise and financial problems. The third part states the background, operation and financial problems of case. The last part explains the methods and measures.