Research On Status And Problems Of Insurance Assessment Industry’s Development

Insurance assessors as an indispensable part of the insurance market, insurance agents, insurance brokers constitute insurance intermediary. Insurance assessors for the commission of the insurer or the insured involved in insurance services in a fair and equitable position. Underwriting risk assessment before and after accident loss management to be regarded as the main operations of the Assessors, insurance adjuster contract Loss Prevention, monitoring equipment unloading monitoring, and information consulting. Insurance assessors as an important and indispensable member of the insurance industry chain, improve the insurance market in the main system, improve market efficiency, and maintain the legitimate rights and interests of the insurance aspect plays a very important role.However, compared with other market players, the development of the insurance adjuster is relatively slow, the beginning accompanied its growth course in many problems, comprehensive transformation of an important period in China’s insurance market operators, insurance adjuster industry will face more opportunities and challenges. Therefore, for the insurance adjuster industry exposed many problems and confusion, if not a timely and effective manner, addressed and resolved, left to their long-term potential and development, will inevitably result in more and more influence. In this paper, the development of China’s insurance adjuster industry reality, insurance companies estimate for the current market characteristics, the current state of the industry analysis, summing up the cause of the problem and put forward corresponding countermeasures.The article is divided into five chapters, the first chapter in a basic introduction to the article, the focus combing the most recent theory and literature. The second chapter as a fundamental part of the theoretical aspects of the insurance adjuster concept, nature, classification and functions bedding. The next four, five chapters to the full-text key chapters. The third chapter introduces the course of development of China’s insurance adjuster industry, insurance adjuster industry market characteristics, as well as the current situation. Chapter IV is a comprehensive analysis of the problems of public assessment industry in China as well as all-cause. Chapter for a specific problem, from the regulatory, industry and assessors three aspects put forward suggestions and countermeasures.