Factoring Financing Model Innovation And Regulatory Research

Domestic factoring originated in international factoring business. Inthe domestic trade surroundings，it is a finance service under guarantee byaccounts receivable. At present， the size of the domestic factoringbusiness is smaller than the size of developed countries’. The domesticfactoring business can’t meet the needs of domestic enterprises. With thereform and development of our country， the financing problem ofmedium-sized and small enterprises will be increasingly diversified. It willbe the important topic that how to speed up the development of domesticfactoring business and how to diversify bank business development. Thisthesis focuses on the analysis of domestic factoring financing problemsand solutions and makes suggestions on the development of factoringbusiness in the future.The thesis consists of six chapters. In the first chapter, authorintroduces the background of the thesis and research purposes. In thesecond chapter, author analysis the general situation of domestic factoringbusiness. In the third chapter, author analysis the significance of domestic factoring business for both enterprises and banks. In the fourth chapter,author analysis the potential risk of domestic factoring business throughthe actual case and then puts forward corresponding supervision measures.In the fifth chapter, author analysis the cost of financing, market positionand design the market access standards of domestic factoring business. Inthe sixth chapter, author makes a brief summary to the full thesis.