The Case Analysis Of CEF International Factoring Business For Chinese Small-medium-sized Export Enterprise

International factoring is a kind of ne w intern ational tr ade settlem ent way , contribute to the export enterprises to reduce the export collection risks, facilitates the import business to allev iate the financial pressure, improve cash flow, the volume of bilateral trade expansion ef fect. Com pared with Europ e and the United S tates developed banking system , the internationa l factoring business in C hina,has just started, at p resent in C hina launched the fa ctoring business of financial institutions only lar ge commercial banks, but as not the bank m ain business sector , whether business model, the access threshold, risk ass essment, receivable pay ment are not easy to do with for local enterprise. Pr oduct cumbersome, promotion adverse, the talent shorts, channel no t free ,etc. In a ddition, the exis ting financial ins titutions for small and m edium-sized export enterprises in financing, loans, receivables risk control of the financial services efforts are far from enough, there is no attention, high threshold, formalities and other issues.This paper m ainly uses the comparison and data analysis m ethod for international factoring, the concept and the basic operation process are elaborated; at the same time analysis of the factoring bus iness advantages and lim itations; in order to better an alysis and forecas t of intern ational factoring business dev elopment in China, the inte rnational f actoring in Ch ina ' s curren t dev elopment situation and business ch aracteristics of the an alysis of. Based on the international factoring business as CEF com pany in China, the developm ent process of Chinese export enterprises and CEF between the real case analysis, to fin d out the current Chines e factoring market on the existing problems, and through the analysis of these problems have a direct cause, to find a deeper reas on. Through the layers of problem discovery and analy sis, to find suitab le f or Chinese enterp rises, especially sm all and medium-sized export enterprises ' international factoring road. At the sam e ti me, through the international factor ing of this financial product, is com ing, for the entire Chinese financial institutions reform put forward their own suggestions.