Analysis Of China’s Carbon Financial Transaction Pattern

The development of modern science and technology while bringing the peoplelives the high-speed change, was giving the peripheral environment as well as theecology has brought the huge hazardous nature, from this in recent years the home aswell as the overseas adopted the corresponding management measure as well as thecoping style come facing the carbon emission quantity that day by day rise globalgreenhouse as well as constantly enhanced, hopes that can find effectively reduces thepermanent control method and way of carbon emission, thus improved the accelerationof existing global warming, thus was really the global economy gets rid of thetraditional consumption of resources development mode, transformed into theeconomical lifting method of sustainable development. Carbon financial transactionpattern bases on the above reason to arise at the historic moment. From experience ofinternational carbon market development, at first carbon market endogenous in emissionpermit market, along with various carbon financial products unceasing presents theunceasing evolution development to thus have the specialized money market of certainembryonic form.From the development of carbon finance transaction model in recent years, China’slow-carbon finance development there are still all sorts of bottlenecks. Both the systemand the level of awareness about carbon finance transaction themselves there is ashortage, while commercial banks as well as commercial institutions themselves do notfully involved in carbon finance transaction as a whole. Embodied in the first, greencredit concept is not clear, the absence of specific green credit guidelines, in thestatistics when bank lending, nor separate channel statistics for green loans. Chineseenterprises ’ demand for green credits is still in its infancy, face a technical assessment of the complexity of project financing, banks carry out these projects lack of humanresources and technological base. Secondly, at present the banking sector adjustmentcredit structure, mainly derived from profit-oriented or risk-averse passive demand, lackof initiative innovation dynamics of low-carbon finance products. For example, havelong been banking with those of high energy-consuming industries has formed a closerelationship, credit too quickly out of the trade, easier to bring risk to financialinstitutions, banks has been "afraid" exit. Once again, China’s carbon trading market isstill stuck in the "farmers market" phase. In2008, China set up the Shanghaienvironment and energy exchange, Beijing environmental Exchange, Tianjin ClimateExchange and9carbon exchange has taken the first step in building a carbon tradingmarket. From2010onwards, Guangdong, Liaoning, Hubei, and Shaanxi provinces, fiveprovinces of Yunnan and Tianjin, Chongqing, Shenzhen, Xiamen, Hangzhou, Nanchang,Guiyang, eight in Baoding City included in the national low-carbon pilot area. However,domestic carbon exchanges are set up, there is no national policy guidance,development path is not clear, this not only not promote carbon trading markets form acomplete industrial chain in China, but confuses the market order, resulting in a wasteof resources.In view of this, this article based on the domestic and foreign advanced carbonfinancial transaction pattern theory, has analyzed various countries’ advancedexperience pattern, proposed for principle that to establish our country unified carbonfinancial transaction pattern should abide by, and construct frame, proposed thereasonable construction way and measure. To the background of low carbon economy,our country the research of carbon financial transaction system has provided therationale. Meanwhile to construct our country unified carbon financial transactionpattern has provided the theoretical support.