Analysis On Deepen Endowment Insurance Reform Of Institutions In China

The endowment insurance of public institutions is an important part of the social endowment insurance. In recent twenty years, with the development of market economy and the improvement of urban workers’old-age insurance in enterprises, drawbacks of the existing endowment insurance system of institutions are increasingly obvious. Firstly, based on the status of the targets, the endowment insurance further strengthen the identity of the applying people. Secondly, segmentation of the endowment insurance system hindered the formation of a unified labor market. Thirdly, different models of pension system widen the pension gap.Although experienced two pilot reforms, the national unified endowment insurance system of public institutions is still not established. Standing in the stage of exploration and experiment, it is still necessary to deepen and perfect the endowment insurance system reform of institutions.Based on such circumstances, this paper puts forward new thoughts on deepening China’s endowment insurance system reform of institutions by means of summary induction and comparison after investigating current situation by literature research. It is consist of the following five parts.The first part is the introduction. Starting from the reform reason, scope and plans, by reviewing the relevant literature, it put forward background, research significance, approach and methods of the topic.The second part introduces the establishment of old-age insurance system of institutions in China, analyzes the reform motivations, and then discusses the first and second reform within this sector.Part III analyzes the problems of the two reforms from three aspects:imperfect laws and lack of supporting policies; unbalanced development and inconsistent reform measures; nonstandard management and opaque reform procedures. Part Four put forward the basic principles and ideas of deepening the reform of the old-age insurance system of institutions in China, and emphasize the establishment of occupational annuity.The fifth part forms the conclusion and pointed out the lack of research.