Rresearch And Practice Of Financing Difficulty In Suining Small And Medium-sized Enterprises

In the promotion of the western development strategy and Construction of Chengdu-Chongqing Economic Zone, the small and medium enterprises are an important factor in Suining’s economy development, about creating employment opportunities, increasing revenue, and promoting scientific and technological innovation. However, in the process of SMEs growing, due to the initial small size and operating risk, low management level and credibility, it is difficult to obtain sufficient support, so financing has become the bottleneck of SMEs development. In this paper, we discuss and analyses the financing problem, based on the current situation of SMEs financing.We first outlines the background of this study, including Suining’s economy development and SMEs development and financing difficulties, while noting the function of the development of SMEs in Suining. Then, we try to find the reasons from the SMEs itself, banks, and government and etc. To solve the problem of SMEs financing, we put forward our suggestions, including improving the legal system of SMEs financing, strengthening supporting to the SMEs, establishing and improving the credit evaluation system and credit guarantee system, promoting the SMEs financing development by commercial bank, founding multilevel and various capital market, promoting manager quality and improving financing system of SMEs and etc.Suining, the gold-node city of Chengdu-Chongqing Economic Zone, the Development SMEs which is speeding into Chengdu-Chongqing conomic Zone At the same time, studying SMEs financing problem of suining is very good practical significance to eliminate dual economic tructure and Coordinate development of urban and rural..