The Study On The Existing Problems And Strategy Of Rural Finance In Heiiongjiang Province

Rural finance in the new socialist countryside construction plays a veryimportant role. In2010, the Central Document No.1states that the "Improving thequality and level of rural financial services, strengthen fiscal policy and ruralfinancial policies and effective convergence and guide more credit funds ’Agriculture’." In our modern rural economic development, rural financial developmentdetermines the success or failure of new rural construction, to build new rural areas,rural finance must do something, we should earnestly for the majority of residents inrural areas to provide basic financial services. Finance in rural economic developmentplays a very important role in the configuration of the capital element is important, isto solve agriculture, farmers and rural issues an important part. As the country’s majoragricultural province and grain production base in Heilongjiang Province to achieve amajor agricultural province to province across the agriculture, promote traditionalagriculture to modern agriculture, strengthen rural finance modernization is the key.Entered a new historical stage of building a new socialist countryside in HeilongjiangProvince, rural development and reform inevitable choice is consistent with the party’s18spirit, building a socialist harmonious society inherent requirement. There aremany situations in the financial sector, in fact, the reform of the past decade, wehave made some achievements, but there are many problems in the financial sector isstill not resolved, the most important issue is China ’s financial sector ’s ability toserve the real economy is limited, and rural finance is an important part of the realeconomy. Currently, the new rural construction has been carried out into the hotstage, Heilongjiang Province, the new rural construction has commenced a newsituation, but in Heilongjiang Province is relatively backward rural financialdevelopment, it is difficult to meet the needs of rural economic development. Thispaper studies the history of financial development in Heilongjiang Province,Heilongjiang Province, by exploring the history of the development of rural financeand the current situation, identify Heilongjiang rural financial problems, such asservice system is not perfect, the rural financial capital supply and demandimbalances, financial regulation system is flawed, rural private financial irregularitiesand other issues, these issues were discussed and analyzed and proposed to exploreexisting rural financial institutions, the establishment of new rural financialinstitutions, the development of "three rural" insurance business, and other measures to strengthen the rural financial supply through the survey research are summarized,and hope for the construction of Heilongjiang Province and the new ruraldevelopment to provide some valuable reference, as a modest contribution to theconstruction of the home forces.