The Analysis On The Operation Modes For The Micro-credit Loan Companies In Minhang District,Shanghai

Resolve the issues related to microfinance is international, universal, and verychallenging. Micro finance has long been the slow development of our country, and thusan early study of its business model and development environment has becomeextremely urgent. Research personnel in responding to this new thing to give enoughattention to sustainable development.This paper introduces the concept of small loan companies, features, functions, andanalyzes the domestic MFIs trends and evolution, among the more successful foreigncountry practices on the start-up and development of relevant institutions to provide agood reference. This article describes the government’s financial system, which leadsthe background of the establishment of small loan. The concept of microfinanceinstitutions, nature and the differences with other commercial banks and contact for adetailed description. The paper also describes the company’s business model of microfinance, ideas, and practical problems encountered in an objective description of thedevelopment paths for the future were discussed.Then make Chaoshi small loan companies, for example business model furtherdemonstrate the correctness of the theory. Through the small loan companies set up inthe form, or mode of argument and analysis, summed up the company’s businessdevelopment ideas and theoretical framework, and eventually come to the conclusiontext.