Development Status Of Rural Banks And Research Strategie

Three agriculture problem has been affected our country, not only involves the pace of reforming and opening up, but also related to the process of China’s modernization. At present, main factors restricting rural development from the rural financial problem, the increase of farmers’ income is damaged, no result to agricultural development, rural prosperity hopeless. However, in the immediate context, village banks emerge as the times require, become a new force in China’s rural economic reform, the rural financial achieved great progress. But to be clear, to the successful completion of the financial task, to stimulate the rural financial market, first of all need to do is develop healthy. This is not only advantageous to the optimization of rural financial market structure, thus to stimulate the rural market, and to further establish a diversified and competitive rural financial system, the rural industrialization and modernization has safeguard. This perspective to examine development issues at this stage, focus on Rural Bank in China, the healthy development of positive pressed Que Agricultural Bank, has a very important significance for the rural economy.This paper uses literature research, comparative analysis, qualitative analysis and quantitative analysis methods of combining the first compares the village Banks and other financial institutions, to contact the bank villages and towns development present situation of the existing problems and constraints for parsing, and combined with our country economic environment for the development of rural finance, to improve their management level, improve the external environment and strengthen the rural villages and towns bank financial supervision from three aspects, puts forward policy Suggestions on the development of village Banks in China.