The Study On The Risk Management Of Financial Holding Company In China

History about financial development of developed countries shows on that the financial holding company is an important organization. Accompanied by the huge organizational structure and the complex stockholders’ right relations, it has the general risks and the special risks. In the early stages of Chinese financial holding companies development, if their risks are not managed effectively, they not only affect the financial holding their own development, but also the stability of our financial system. Therefore, it is necessary to study and the risk management of financial holding company in China, in order to guide the actual work and be useful for long-term sustainability of Chinese financial development.In the base of sorting out the main documents, I explore Chinese financial holding company’s risk management issues through using standardized analysis and empirical analysis study the risk management and interspersing with case studies, comparing with the risk management of foreign financial holding company, then make several recommendations. This paper is divided into three parts, the first including the first chapter, Chapter Ⅱ and Chapter Ⅲ, the other two parts consisted of the second and third chapter.Firstly, the writer introduce the background and significance of the research, review the main literature, explain the theory as the theoretical foundation for the further discussing below, point the development and risk of domestic financial holding companies and then summarize the experience of the risk management of foreign financial holding company by defining the concept of financial holding companies and risk management.Secondly, based on last parts Ⅰ analyze the status of the risk management of Chinese financial holding company, use factor analysis to analyze the level of risk control, re-introduce the game model analysis for analyzing the external risk management of the financial holding company, then study the main problem from both internal and external fields. Finally, according to the main problems of the risk management, I build for our risk management system that includes internal risk management systems what are consisted of risk management environments, internal control and corporate governance and external risk management systems what are consisted of administrative supervision, external supervision of society.