The Evaluation On The Ability Of Sustainable Development Of China’s Rural Microfinance

Currently, performance problems is very outstanding in the process of our country rural micro-finance development. This paper starting from the social and financial point of view to conduct a comprehensive study on rural micro-finance sustainable development issues. The article describes the theoretical basis for performance assessment evaluation of micro-finance. This study focused on two aspects:First, the social performance of micro-finance income effect analysis. The study found that microfinance on one hand can relieve rural poor peasant loans difficult question, is a powerful tool in poverty alleviation; On the other hand, it improves farmers’income situation.Second, the sustainable development of micro-finance financial performance analysis, The empirical research found that, credit institutions developing micro-finance business increased its profitability, and have no additional credit risk to the credit agencies. The paper has an empirical research on that rural microfinance performance to the rural economic development, and has a performance evaluation on the impact of rural microfinance to the microfinance institution. On the basis of the theoretical and practical analysis, put forward some relevant recommendations.In view of the development of rural micro-finance produce a positive effect to farmers and institutions, the last part make out the relevant recommendations to improve the performance of micro-finance, micro-finance should based on adhere to the social performance, then increasing emphasis on credit institutions’financial indicators of sustainable development. And strive to achieve win-win performance goals, promote the development of microfinance in order to achieve the sustainability development of rural microfinance in the long-term. This paper probes the development strategy form such directions as the policy guidance from the national level, various types of microfinance institutions has various business development strategy, establishment of anti-risk system in rural areas, to realize the rapid and comprehensive development, which will provide the theory used for reference on how to finally achieve the sustainable development for our microfinance.