Support The New Rural Construction Rural Financial Problems And Countermeasures

Finance is the core of the economy, The rural financial system impact directly on the economic and social development in rural areas. To promote economic and social development in rural areas is a major issue to be solved in China’s economic development. Among the factors constraining economic growth in rural areas, the lack of financial support for agriculture in rural areas is awfully prominent. Therefore, to achieve economic and social development in rural areas, we should pay more attention to the construction and improvement of the rural financial system, and the study of the relationship between rural financial development and rural economic mechanism has become a priority.This essay mainly analyzes the mutual function mechanism between the rural finance and the rural economic growth, and then discuss about the present situation of rural financial development in China, it’s problems and causes. Finally, propose some corresponding policies to solve these problems.This essay is divided into five parts: The first part:This chapter mainly introduces the background and significance of the topic, and described the research ideas, research methods and innovations.The second part:the rural financial theory and economic growth theory. This chapter focuses on the analysis of the related theory of financial development, economic growth as well as the present situation of scholars’research collate and analyze.The third part of China’s rural financial support for the economic growth in rural areas. This necessity mainly shows in the interaction mechanism between rural economy and its financial development. The interaction mechanism between rural economy and rural financial development proves they are actually unified. The rural residents can achieve revenue maximum only if the virtuous cycle of the rural economic development and rural finance is realized.The fourth part:the present situation of China’s rural finances its problems and causes. This chapter analyses the present situation of the rural economic and financial in China. And it comes to the idea that the rural economy cannot effectively produce rural finance at present. There are still many defects in rural financial development. Therefore, it still cannot really play the role of support for rural economic growth.The fifth part:suggestions about the rural finance supporting rural economic development. By case analysis of finance supporting the economic and social development in rural areas in the developed and typical developing countries in the world, this chapter summarizes some experience about rural finance supporting its economic and social development. Then put forward some policy recommendations of improving the rural financial system, so as to support the growth of rural economy. Meanwhile, it suggests that People should make greater effort to reform and improve the rural economic system, so that a favorable external environment can be created and the virtuous circle of financial development and economic growth in rural areas can be realized.