Research On Control The Excessive Growth Of The Social Medical Insurance Costs

Social medical insurance costs is a social community residents to purchase medical insurance to disease, health care institutions for treatment in accordance with the provisions obtained when medical insurance reimbursement fee. Reasonable medical insurance expenses could ensure the social medical insurance fund income and expenditure balance,to maintain the social fairness and efficiency coexis in certain extent.It is the important guarantee for the social security in normal operationing. Control medical insurance costs are currently any countries in the world facing the big problem.Perfect medical insurance costs control mechanism plays an irreplaceable role in making full and effective use of limited health care resources and maintaining health insurance agency, insuring residents and medical services coexist tripartite interests. After many years of efforts,we have established the social medical security system which has covered both urban and rural residents.Medical services have gradually improved, but the growth rate of health insurance costs too fast, even more than the same period of GDP and the growth rate of per capital income,it is necessary to control the fast medical insurance costs.In this paper, the theory of supply and demand,the law of large numbers and health management theory mainly illustrates the basic theory of medical insurance cost control mechanism, and analyzes the definition of related theories of social medical insurance costs.This paper first analyses the current situation of medical insurance costs increasing, and points out the factors resulting in this situation. Taking Anhui proince as an example, described the implementation of social health insurance system, points out that the main factors affecting medical expenses of Anhui province, and collects statistics on the cost of medical insurance in Anhui province in recent ten years expenditure data, then use of time-series data variable VAR model established by analyzing the impulse response function diagram for the selected empirical analysis of several factors. Several important countries to establish international medical insurance costs control mechanism has a very good learning and reference, the paper analyzes these countries successful in controlling costs experience, combined with the actual medical insurance system running in Anhui Province, put forward policy recommendations to control medical insurance fast costs.