Financial Development In China’s Agricultural Policy

China is an agricultural country with more than800million farmers, agriculture and rural economic development, bears on China’s national economy and social development of the country. To completely change our country hundreds of millions of farmers’ problems such as food, clothing, shelter, line, the only way only, only the agriculture, rural economy development, this a series of problems to be solved. While the development of economic investment is the key, the mid-term supply of credit is the key, as or rural areas, agricultural economy itself attract investment ability is not strong, so need to lean and protection policy. Along with the continuously go deep into the rural financial system reform, has formed a special support "three agriculture" economic development of the agricultural policy finance special financial power, and implement the functions of policy support agriculture credit funds on behalf of the state. Agricultural development bank of China as the only agricultural policy bank in China, since its establishment, conscientiously carrying out the national macroeconomic regulation and control policy and agricultural industrial policy, to promote peasants’ income, agricultural industrial structure adjustment, the rural infrastructure construction has played an important role, but along with the rural financial system reform continued to deepen, the development of the agricultural development bank has met many obstacles, therefore, how to solve the problem of agricultural policy finance development "bottleneck", make the agricultural policy finance play a role of main force in the support "three rural", is an important subject of the bank development. This paper first defines the definition of agricultural policy finance, this paper expounds the basic theory of agricultural policy finance, secondly, the paper introduced the development of our country agricultural policy finance, characteristics and function orientation. Third, combining with domestic agricultural policy finance practice, analyzes the problems existing in the development of agricultural policy finance, and explains the cause of the problem. Finally, from the business adjustment, legislation and regulation, and funding, policy support, systems and mechanisms, policy Suggestions were put forward for the credit system, etc. To promote perfecting the function of agricultural policy finance organization, increase effective credit input to the "three rural", improve the efficiency of agriculture, promote the sustainable and healthy development of agriculture and rural economy.