The Impact Analysis Of China’s City Commercial Banks For Cross-regional Business

Through regarding serving the local economy, small and medium enterprises andcity residents "as the market positioning, City commercial banks devoted itself toprovide financial support for small and medium-sized enterprises, to pave the way forthe local economy, and enrich the city’s financial services system. City commercialbanks, which had played an important part of China’s banking area except forState-owned commercial banks and Joint-stock banks, would gradually become thereforming target in the tide of reform of commercial banks.The main purpose of this paper is to explore the actual relationship of the citycommercial banks in China between the cross-regional business banking efficiency.After specific analysis in the development process, current situation, characteristic,the paper selected20cross-regional city commercial banks for the sample since2007.Through estimating the efficiency of the sample banks from2007to2011by the DEA(data envelopment analysis) model and the analysis of the various factors affectingbank efficiency by Eviews6.0, we found the results show that there was no significantpositive relationship between bank efficiency and cross-regional for city commercialbanks.