Off-site Audit System Of C Bank

With china’s accession to the WTO and the financial industry to further deepen the reform, the state-owned commercial banks internal audit status more and more important. In recent years, commercial banks internal audit based on the on-site audit method, realized the audit content from financial revenues and expenditures expanded to check bank business management, the quality of credit assets, and then to focus on bank risk, the audit goal, audit content deepening; auditing means from the traditional manual audit gradually developed to computer-aided off-site audit, better play to the functions of the and to promote the reform and development of commercial banks has made a positive contribution.Audit of commercial bank has made obvious effect, but with the financial sector reform and development compared to the requirement of internal audit, there are many weak links. At present our country commercial bank’s internal audit is basically the traditional based audit accounts, mainly adopts the detailed survey or depend on the auditor personal experience judgment sampling audit method, rather than the international advanced commercial banks through risk-based audit, makes the conceptions of internal audit and audit means lag behind, lack of scientific, causing audit long cycle and high cost of the audit, the audit inefficient. Extensive in the field of computer application as the financial industry, the state-owned commercial bank’s internal audit work put forward new and higher requirements, the traditional way of audit and audit methods already can not adapt to the development of the new situation need, this makes the off-site audit become inevitable.This article is to combine c bank off-site audit system to accomplish. First analyzes the audit business and c bank off-site audit background, illuminates the c bank off-site audit system construction and application research on target; secondly in the further study of c banking system development background, on the basis of the business of off-site system framework, technology method, and then a detailed introduction of off-site business data. And then through the audit model instance deals off-site audit system in the audit monitoring work. Finally, improvement measures are put forward for off-site audit system.