Study On Off-site Audit System Of Commercial Banks

With the development of information technology,the computer has entered every detail of our lives,from all walks of life are all in the transition to the development of office automation,prior to the audit method cannot have satisfied nowadays huge amount of data,and now more and more high to the requirement of efficiency,off-site audit has a tendency to replace the traditional audit.Commercial Banks are special industries whose main business is currency operation,which is the economic lifeline of the country.Risk prevention is of vital importance.Designing an effective audit system plays a crucial role in risk prevention.This paper studies and discusses the design and development of a practical and perfect off-site auditing system for BanksThis paper takes the off-site audit of commercial Banks as the entry point,and after the literature review,expounds the meaning of off-site audit,the background of off-site audit and the characteristics of off-site audit.In the application of the contract cost theory,the comprehensive risk management theory,system theory and the theory of fiduciary duty,firstly analyzes the off-site audit of commercial bank’s development present situation and the necessity of establishing off-site audit system,then build the scene of the commercial bank the auditing system,concrete is summarized for commercial Banks to off-site audit system,this paper expounds the constructing goal and the constructing principles and introduces in detail the method of off-site audit system of commercial bank building,including off-site audit system of commercial bank financial index analysis system,build the framework,this paper introduces the whole construction of off-site audit system.Thirdly,based on the case of HR bank,the off-site audit system built before was further analyzed,including the background introduction of HR bank and the enlightenment from the evaluation of the off-site audit system applied by HR bank.Finally,effective Suggestions are put forward for the problems existing in the off-site audit system of commercial Banks,such as establishing and improving the off-site audit work system,building and training off-site audit teams,etc.