| With the increase of world economy, many financial strength, excellent managementlevel foreign banks have entered the Chinese market, the financial sector, at the same time,the reform of the deepening of China’s financial system, a variety of financial productinnovation after another, the balance of Paypal, Liberty increased the Internet and othernew financial products are on the previous model of development banks had a hugeimpact.Changes in market structure, the emergence of new things, resulting in a traditionalsource of profit for banks to reduce the size, revenues and profit margins space is graduallynarrowing, when commercial banks are bound to improve their management capacity, theintroduction of the concept of comprehensive cost management and method, the fullimplementation of sophisticated management, reducing costs by maximizing the profits toincrease, in order to gain a firm foothold in the highly competitive industry and gainlong-term development.This paper describes the history of the birth of a comprehensive cost managementbackground, concepts and basic mode, to identify shortcomings in the traditional costmanagement exist, and constitute the basic properties of the commercial banks and the costof making a brief statement; then by comparing Western commercial banks differences incost management, emphasizing the necessity of Ping An Bank in cost management reform;followed by a comparative analysis of standardized analytical methods analysis, historicalanalysis, Ping An Bank of cost factors were analyzed; Finally, factor analysis of the banks’cost As a result, the bank pointed out that appears in the current issue of cost managementand targeted accordingly put forward suggestions to expect effective implementation of acomprehensive cost management in Ping An Bank.In this paper, the extensive use of management accounting, financial management,commercial banking and management theories and ideas, select the overall costmanagement perspective in the study of commercial banks, in the form of specific cases ofexisting theory and practical application that combines research, discusses thecomprehensive cost Management application status Ping An Bank, problems andimplement measures to enrich the practical application of comprehensive cost management. |
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