Risk Management Of GF Bank Credit Business Study On The Problems And Countermeasures

Commercial banks can take deposits and make loans as the main business. Commercial banks from four hundred years ago, is to adapt the requirements of economic and social development generated. As a society, major financing channels for enterprises financing, optimizing social and economic resources, and provide mobility, and promoting economic and social development. However, as a special business, it’s operating in the same business entities and other entities exist operations and financial risks, but also the existence of market risk, interest rate risk, operational risk, credit risk. The various types of risks, the main commercial banks face the risk of credit risk.GF banks, for example, to analyze the typical case of credit business, focusing on the concept of the commercial bank credit business risks, the main content, the classification of the business of credit risk assets of the commercial banks, credit business risk factors, the risk characteristics of a powerful analysis to fully understand the business risks of commercial bank credit. In this regard, in particular, carry out a risk analysis of credit business, and delve into its risk causes, commercial banks, and specific measures to solve the problem.This argument innovation lies in the in-depth exploration of commercial banks on the basis of the analysis of domestic joint-stock commercial bank representative-GF’s credit status quo of the business risk management, in affirming the achievements, revealing its credit business risk management problems, analysis of the causes of the problem and resolving domestic commercial bank credit risk management issues for the existence of the problem, learn from foreign experience based on feasible measures to promote awareness of the risks of commercial banks, and to try to establish the correct the scientific mechanism system its credit operations to minimize the risk of exploration and research to make to improve our GF banks represented by commercial bank credit business risk research.