Current Situation And Countermeasures In Inner Development Of Small Loan Companies

Agriculture has been the efforts of our government to solve the problem. Continuing to improve the income of farmers is the key to solve the problem. Rural areas are lack of effective financial institutions to provide financial services, which severely restricts the increase of farmers’ income. The same time as China’s economic development, SME financing issues become increasingly prominent, expand financing channels for SMEs has become a top priority. Microfinance companies emerged to solve the above two problems provides the possibility.Inner small loan company pilot has achieved remarkable results, showing a good momentum of development, the number of loans, the registered capital of the country have maintained the leading position. But also accompanied by some problems, some problems are caused due to congenital policy, some are produced in the acquired operation, such as lack of external financing, the rate-setting unreasonable behind corporate governance mechanisms, etc., which will restrict further development.This paper will analyze the macro and micro aspects of the company’s current development microcredit and microfinance Inner stage the company is facing problems and threats from the regulatory authorities, company managers, employees, etc., and for the issue reasonable countermeasures. For example broaden the financing channels, improve the interest rate pricing mechanism, improve the quality of employees, strengthen internal control construction.The author believes that the next stage microfinance company in Inner Mongolia there is great room for development, especially small and micro enterprises to vigorously support and implement the country’s agriculture, animal husbandry, three policy background, as long as the development of rational development programs, and put into practice, I believe small loan companies will usher in the next spring.