Research On The Development And Strategy Of Commercial Banks' Interbank Business In China

Financial trade business of Commercial financial is a kind of financial services,which treats to the financial services sector as target customers, financing money asthe core service, and provides a comprehensive service by means of extendingfinancial products chain. In China, financial trade business of Commercial financialbegan after the2001accession to the WTO, but it was focused on business lending,deposits by banks and agency business. In recent years, as China’s financial systemmore open to the world and capital markets continue to grow, the financial tradebusiness form and content have changed a lot, gradually formed the cooperationbetween commercial banks and commercial banks, commercial banks and securitiescompanies, commercial banks and insurance companies, commercial banks and trustcompanies, commercial banks and futures companies, etc.This paper attempts to start from the development and characteristics of thefinancial trade business of commercial banks in China, using PEST analysis tools,industry analysis model, financial ratio analysis tools to analysis the external andinternal environment around. At last, we use the SWOT model to analysis the futuredevelopment of strategic for the financial trade business of commercial banks inChina. The text is divided into four chapters: Chapter1, trace back to the developmentsource of the commercial banks interbank business in China, and show the necessityof its development; Chapter II, use analytical tools for interbank business to analyzethe external environment and internal environment around; Chapter III, for example toBeijing Bank, show the existing species of the financial trade business of commercialbanks, analyze innovative business mode of operation; Chapter IV, make certain thestrengthens, weaknesses, opportunities and challenges of the development of financialtrade the application, and use SWOT model to make six policy recommendations.