The Research Of Financial Trade Business In Chinese Commercial Banking Industry

Financial trade business in commercial bank is defined as “taking financial institutions as clients, aiming to financing among financial institutions, and supply services to those clients. This industry initiated at about 2000 and began with simple deals like deposits and lending. In recent years, with economics booming, rapid capital market expansion and interest rate liberalization, financial trade business is developing fast, in terms of both industry scale and also profit rate. Nowadays, financial trade business is already a major business for commercial banks, as important as corporate banking business and personal banking business.This thesis starts from the definition, business model and development process of financial trade business, then analyzes both external and internal environment, and brings advises of how to improve the financial trade business in today’s capital market. There are 4 chapters in this article. The 1st chapter is mainly about introduction to financial trade business, including definition, business model description and development process of this business. The 2nd chapter focuses on analysis of external and internal environment for the supplier of financial trade business services and the trend of this business. The 3rd chapter introduces both traditional and innovative financial trade business, by taking XX bank as an example. The last chapter points out the new challenges for financial trade business in today’s commercial bank industry, and brings six advises regarding to the trend of development of the financial trade business.