Research On The Current Situation And Countermeasures Of Agricultural Loans Of Xing'an Branch

In recent years, with foreign microfinance technology successful experience in developing countries, the social from all walks of life in our country also to microfinance has given more attention, after a phase of development, China’s rural microfinance in relieve the contradictions of monetary supply and demand of rural financial market, optimizing the rural financial structure has achieved remarkable economic effect. But so far, the development of microfinance still exist many problems, it is difficult to meet the requirements of social and economic development. In order to promote the backward western regions and the vast rural areas of economic growth, and the orbit of low-income population into the economic development in these areas, these areas can share the benefits of economic growth, China’s rural microfinance need to play a more and more important role. Our challenge is various, therefore, to promote the healthy development of microfinance, all financial institutions should actively create a better social environment for it. This article from the "SAN nong" questions of policy background, introduces the domestic and foreign theories about rural microfinance, this paper on rural microfinance conceptual problems such as definition, function, development mode, with XingAnMeng area as an example, combined into the first joint-stock commercial bank-contractor’s local bank nearly two years of support agriculture business inventory XingAnMeng rural microfinance support agriculture business development present situation, the analysis part of the slow development of rural microfinance reasons, and puts forward corresponding Suggestions.