Research On The Reform Of Rural Credit Cooperatives In Dongchangfu District Of Liaocheng City

"San Nong" problem is the basic issue on the rapid and healthy development of the rural economy in China, to further advance the process of rural-urban integration and improve the rural economy, we should take the "San Nong" problem for the point of penetrations. Since2004, the central has issued a series of documents on the "SAN Nong" problem. And money is the main bottleneck. The unimpeded financing channel is the important safeguard of rural economy development. We need to set up benign capital operation mode. The rural finance is the core problem to the "San Nong" problems, and the development of CRRs is the core of the rural finance. Then, how to play the central role of CRRs is a top priority. The CRRs has been playing more and more important role in the ruralfinance.Due to the CRRs left a lot of questions in the process of development, such as ambiguous property right system, low governance efficiency, the CRRs has trouble in supporting agriculture. Some CRRs started up their pilot reform program, and has gain the good performance. Reorganizing themselves into a rural commercial bank is inevitable.This paper takes the reforms of CRRs in Liaocheng as research case, attempts to use empirical analysis, troughs describing the reform process. making the scientific prediction, analyzing the Liaocheng Rural Commercial Bank’s reform process, the equity, the institutions and management settings, then put forward a system evaluation. The reform orientation of Liaocheng Rural Commercial Bank is improving the system of property rights, the standardized corporation management structure. This article based on the reform of RCCs to discuss the path and direction, and most joint-stock reform of RCCs Based system of property rights. the most critical and most complex corporate governance external management system to start, some of the reform of RCCs have reference value ideas and perspectives. At last, the article puts forward some policy suggestion:enhance the self-perfection, competitiveness, external environment, and Optimizing Services of "San-nong". The successful reform of CRRs is the key to establishing the rural financial system that is suit for market economy. So should reform the management and property right system to make the development of the rural credit cooperative go into the good path.