Research On Trust Business Risk Management Of New Times Trust Company Limited

At present, China’s trust business profitability and the scale of Trustees and incomelevels have been exceed the Cemetery fund business, product form、product model、product pattern and professional ability has gradually been recognised by the public.However, with the trust business booming, a series of problems began to emerge, and evenpartial financial instability. Recently, there is a cash crisis of trust appeared in awell-known trust company, the amount involved has reached billions,which also soundedthe alarm for the trust risk management. New times trust co.ltd (hereinafter referred to as "New times trust ") in the rapidly growing and there are still a number of risk managementissues. This study from the market risk, credit risk, liquidity risk, legal risk and operationalrisk perspective, an analysis on the risk of New times trust. Through field surveys,combined with previous studies, points out the problems that exist, and to identify thecauses of problems, namely inadequate corporate governance structure, lack of riskmanagement and control technology is relatively backward, inadequate risk managementsystems. Through on these causes of exploring, this research through corresponding ofcountermeasures recommends, that perfect trust risk system, perfect market risk system,perfect operation risk system, perfect liquidity risk system, perfect policy legal risk system,and these countermeasures recommends can get implementation of guarantees measures,that perfect company governance structure, internal control construction, developedbusiness decision-making and the wind controlled committee working, constructionpersonnel management system and the post duties system, strengthened company riskmanagement consciousness file, Promoting the construction of informatization,establishing risk event handling mechanism to minimize New times trust trust businessrisk.