Research On The Current Situation And Improvement Of Bank Internal Control

With the deepening of financial reform and the increasingly fierce competition in thebanking industry, city commercial banks are facing increasingly severe external marketenvironment and the increasing pressure of internal management. The characteristics of citycommercial banks, because of its own development of the governance structure and managementsystem as well as the characteristics of cross regional development strategy, effectively changethe concept of internal control, and improve the internal control system, strengthen internalcontrols, improve the internal control management level and enhance the core competitivenessand the healthy development of its, is of great significance to safeguard the national security offinancial market. The Bank of Harbin as the research object, related to the internal control theoryas the basis, using the methods of literature research and field research, the current situation ofinternal control of the Bank of Harbin to conduct in-depth understanding of the investigation,analysis of the current situation of internal control of the Bank of Harbin and the existingproblems, and learn from the successful experience of international internal control ofcommercial banks, put forward the improvement of Harbin bank internal controlrecommendations.This paper firstly introduces the research background, research significance, literaturereview, research ideas and methods, and explains the necessity and the feasibility of this study.Secondly, it introduces the concept and characteristics of city commercial banks, in order to pavethe way for further research; then in the foregoing basis, respectively, from the five elements ofinternal control detailed description of Harbin banks internal control system present situation,analyzes the existing problems of internal control of the Bank of Harbin, and puts forward thecountermeasures and suggestions of perfecting the internal control of the Bank of Harbin. Finallythe conclusion of this study and prospects.