Research On Credit Risk Management Of Mongolia Commercial Bank

The commercial banks the main risk is derived from credit risk and credit risk is divided into many types, but no matter what kind of credit risk is in under the background of market economy, the commercial bank credit and research, the current credit risk determines the business risk of good and bad, the credit risk of commercial banks is affecting the market economy, if the commercial banks, a lot of credit default risk, it will affect economic steady development, especially in Mongolia for the fragile financial markets will cause very serious financial risks. Mongolia financial market management development later, in the credit management experience little since 1990 s liberalized financial regulation allow foreign financial institutions to enter to the Mongolian domestic business since, with sophisticated financial credit management system in foreign countries also affects the stability of Commercial Bank of Mongolia, so Mongolia country commercial bank credit risk management research for help in the domestic financial market in Mongolia, is bound to the Commercial Bank of Mongolia has important reference significance.According to the current situation of credit risk management of commercial banks in Mongolia, this paper studies the methods of quantitative analysis, literature data and so on.Firstly, according to the current situation of the credit management of commercial banks in Mongolia, this paper introduces the background, purpose and significance of the research topic, and reviews the research literature at home and abroad. Secondly, in the definition of credit risk based on the concept, the proposed changes in the credit risk management of international banks, according to the comprehensive management of assets and liabilities, etc.are introduced. Then the evolution model of credit risk management in Commercial Bank of Mongolia. Again, put forward the Mongolian country commercial bank credit risk management basic situation, find out the credit risk exists for a number of reasons, including external market macro management condition is poor, the lack of scientific and reasonable credit risk management system, the lack of scientific credit risk management methods and concept. After analyzing the reasons for the risk of Mongolia commercial bank, the credit management system of commercial bank credit management method Chinese, under the new situation. Finally really lost a Mongolian Commercial Bank credit risk management put forward countermeasures and suggestions, put forward to strengthen macroeconomic factorsof macro environment strategy, establish and improve risk management risk rating and early warning system, improve the external supervision of the credit risk measures such as. The credit risk of commercial banks in Mongolia have always been a Mongolia government attention, this paper also make better use of the relevant information and data to discuss the subject of the study.