Development Problems Of Research On Domestic Bank-trust Cooperation

As with banks, securities, insurance, together known as the four pillars of the financial market, trust industry, by virtue of the unique advantages of the system, has a huge good prospects for development in the financial markets.However, with the deepening of China’s financial reform, the arrival of "Pan information management era" is inevitable,the bank-trust cooperation is facing increasingly fierce competition. In order to form a new profit growth point, both of then must increase cooperation.In the traditional sense, since the lack of a stable and efficient business model, both failed to find their own market positioning right, it failed to give full play to their active role in the national economy.The article takes the domestic bank-trust cooperation business as research target, then it summarizes the development history of bank-trust cooperation in developed countrys and summed up the advanced experience abroad, providing a good reference to development of bank-trust cooperation in our country. The article analyzes the status quo of bank-trust cooperation business and the main current mode systemly, putting forward the corresponding development proposals after pointing out the current problems and the background light of the new economic situation and regulatory policy.This paper is divided into six parts: The first is the background and significance of bank-trust cooperation; the second part is an overview of the definition and related theories; the third part is the situation analysis of bank-trust cooperation; the forth is the research on problems of bank-trust cooperation; the fifth part is summary of the advanced foreign experience of it; the last part is the recommendations for the promotion of cooperation between bank and trust.This paper argues that, under the "Pan information management era" in the background, to further promote the development of our bank letter of cooperation can start from five aspects. Firstly, silver letters the two sides to establish long-term cooperation of strategic thinking; the second is to optimize the integration of existing trust, bigger and stronger; thirdly, actively expanding deep business cooperation, including asset securitization, debt, family trust, new business in the form of testamentary trusts; the fourth is bigger and flexible prudential supervision; at last, increase efforts to train relevant professionals.There are two innovations points: Firstly, it has a strong timeliness, and in the analysis of current issues and the new situations, giving full consideration to the New Deal regulation. The second is recommended to bank-trust cooperation business model into bank debt by the Trust as a third party asset management companies exercising shares.About the research methods,the article mainly used literature review and comparative analysis.