The Influence Of Internet Finance To China’s Informal Finance

In recent years, the Internet financial and private financial topic cause quite an lot of financial sector. In 2010 before and after our country folk financial abnormally active, while the Internet financial from 2013 the public eye. The development of both types of associated with the environment of financial repression in China. Despite being banned folk finance, free from the regulatory, there was a surge of hot money gathered themselves together, and impact on the real economy and financial regulation, there have been many controversial case. The Internet finance, has experienced a low profile, a few years of development, in the domestic breakthrough in 2013, influence expanded sharply, even to a certain extent, to the formal financial.In state financial domine financial system, the traditional folk finance and emerging Internet financial there is much in common. As Internet technology progress, gradually open financial environment, in the context of the financial system reform isThe first part of this article main Internet development background, development situation and domestic and foreign research background; The second part mainly discusses the folk financial system under the financial system theory research, mainly for the folk financial concept, characteristics, form and meaning; Third part for the study of the financial development of the Internet in China, mainly in the form of the traditional financial system on our country and discusses related characteristics, ton our country financial development of the Internet and the rapid formation are studied; The fourth part for the Internet financial impact on the folk financial development of our country, this paper discusses main the third party ment on Internet financial mode, P2P Internet financial mode and raise the Internet financial models such as the Internet development model; The fifth part is the age of the Internet development under the background of our country folk financial development countermeasure, mainly in the financial development of the Internet system, credit system construction, pattern of development of the Internet financial and financial supervision, and the Internet security system is discussed.