Ningxia Branch Of China Construction Bank To Explore The Development E-Banking Service

Since China launched online banking in 1999, after 20 years of development, the domestic electronic banking business has achieved rapid development, electronic banking has become the main business channels of major banks. At present, the domestic electronic banking business includes:online banking, mobile banking, telephone banking, SMS banking, WeChatbank, as well as self-service banking, business covers all other banks in addition to cash in the traditional business. Electronic banking business experienced the simplicity to reduce the pressure on the counter and channel expansion, has entered a new stage, in the bank’s strategy transformation plays an important role.From the beginning of the research background of electronic banking business, this paper briefly introduces the concept of electronic banking business and the domestic and foreign research situation. Through of Ningxia Branch of China Construction Bank, the electronic banking business development status and SWOT analysis, the paper puts forward currently Ningxia Branch of China Construction Bank in electronic banking services marketing, service, management and risk prevention in the presence of problems and to solve these problems proposed Construction Bank branch in Ningxia electronic banking business development strategy. This paper has a certain reference value, put forward some new ideas, new ideas, the development of electronic banking business at the grassroots level has a certain reference.