Regional Financial Support For Promoting Economic Development In Yangjiang City

Along with the modern financial in the process of economic development plays a more and more vital role, financial development and economic growth have been closely integrated, inseparable. As the center of the economic development, modern finance is the key to promote economic growth. Therefore, establish and improve the healthy and orderly financial market and smooth financial order will help increase the deposit and lending quotas, to increase the capital accumulation, promote the progress of science and technology, promote the development of regional economy.To explore yangjiang financial support to promote the development of economic impact analysis, this paper use Eviews6.0 software, carries on the analysis to the regression analysis method, established between various influencing factors of yangjiang economic aggregate and the linear regression model, to explore the yangjiang economic development and the logical relationship between various influencing factors. In the process of analysis require stationarity test, cointegration test, regression analysis. Through regression analysis, relevant conclusions are as follows:First, yangjiang regional financial investment and financial credit and yangjiang economic growth is a significant positive correlation, both to yangjiang economic development plays a role of catalyst. Second, yangjiang yangjiang economic growth of financial credit to the contribution of weak in yangjiang significant financial investment, reflects the current yangjiang yangjiang regional economic development is still dominated by the fiscal, financial input to the dependence of the strong, and the financial system of yangjiang has failed to give full play to the role of economic development. Third, yangjiang yangjiang economic growth of human resource factors failed to explain.Second, exploring the yangjiang financial results to promote economic development and the existing problems. Through research, the results are: financial institutions quantity sustained growth, savings and loan balance of sustained growth, the economy is rising, the proportion of the provincial total financial investment push is obvious and the small micro enterprise development financial support will be further strengthened.Yangjiang in the regional economic development problems of financial support mainly include: one is the short-term loan growth is slow, foreign exchange deposit and lending quotas decreased; Second, imbalance in the structure of the financial industry, it is hard to meet multi-level financial needs. Specific issues are as follows: has yet to establish the perfect organizational structure, financial resource distribution, and yangjiang enterprise spatial layout does not match, in market share, occupy the vast majority of bank credit market, and the slow development of the securities market, increase systemic risk, loan structure of each industry appear differentiation, and slow development of non-state bank, loan proportion showed a trend of decline. Is the main reason of the problem: lack of financial support policies, lack of good financial ecological environment and the financial system is not sound.Again, draw lessons from the development of the western region, the northeast old industrial base, Japan’s domestic and foreign financial support to promote the experience of regional economic development, it is concluded that the yangjiang adjust measures to local conditions, to establish a financial system in conformity with the local actual, set up financial reform experimental area, carries on the overall development, pilot and establish financial system encourages and supports the development of small and medium-sized enterprises financial support implications for the development of the economy.Finally, yangjiang in the economic development to build a financial support system, which should be followed in the regional economic development way transformation, adhere to market-oriented, and combination of policy and realize the sustainability of the financial support and classification, the principle of distinguish to treat. From overall planning the coordinated development of regional finance, promote the coordinated development of regional economy, broaden the area of the financing channels, to increase the total financial support and strengthen the construction of the financial system environment, standardize the regional financial operation aspects put forward the concrete countermeasures and Suggestions.