A Study On Investment Of Min Sheng Bank Co.Ltd

As the most stringent industry regulation, the banking industry changes in monetary policy, the laws and regulations. According to macroeconomic changes, business strategy and performance will be changed greatly. Our country began to repeatedly cut RRR from 2015 to 2016. By the year 2016, they will be linked to financing as the major direction of the stock market, with the issuance of policy and have different effects. In the past for a long period of time, due to strong economic performance of China incremental development, banks in the cyclical industry in the credit business performance is excellent and profitable. However, once suffered a decline in the real economy, industrial development is not smooth, lower profits and losses or even bankruptcy, the bank’s asset quality is greatly reduced, the rate of bad debts increased, profit growth is reduced. Repeated conversion in the macroeconomic cycle and the industrial cycle, the development of the banking industry in time by investors concerned about, the investment value of the industry depends on the future of the rising space.This paper selects the spirit of reform and innovation, strong Minsheng Bank as the research object. The information and data mining through the analysis on the banking industry itself more fully, to get the PESTEL analysis of macro industry as a way, using the CAMEL system from the capital adequacy ratio, capital quality, management ability, profitability, analysis of these five aspects of Minsheng Bank Liquidity Risk. To the Minsheng Bank’s investment value to make a comprehensive and detailed study. On this basis, making the Minsheng Bank’s future performance forecast. By using the method of the banking industry gradually recognized and promoted the EVA valuation to calculate future stock price. Finally, to measure the investment value of Minsheng Bank.Finally, this paper summarizes the research conclusion. Minsheng Bank as a sign of China’s banking reform, in the face of perplexing the economic environment, by virtue of its in the market and the ability to look far ahead from a high plane within the bank’s strong control, identify the development direction, first create a precedent in the industry such as employee placement etc. In the measure of this part, the result is Minsheng Bank has investment value, the future price is greater than the benchmark price. The authors predict that in the future, Minsheng Bank will continue to play the vitality of private capital, in the interest rate market continued to deep the reform of the way and become more investment value.