An Empirical Study On The Operating Efficiency Of Industrial Commercial Bank

In the background of economic and financial globalization, the degree of opening of the financial sector and the degree of integration going into the international community has further deepened. Banking is the most important economic actors in the financial system as a whole and core areas, the management and development should not only affected by the degree of globalization, and its operating efficiency is related to the development of national economy lifeblood. In recent years on bank performance evaluation is more and more concentrated in the efficiency of the, high and low efficiency of the banking industry will directly affect the operation of the whole financial system efficiency, but also affect the effectiveness and economic resources to the economic operation of the final allocation efficiency. In recent years, the financial sector and the academic community has been the research on the efficiency of bank management as an important topic, the research contents include: the current situation of China’s banking efficiency is how? What are the factors that affect the efficiency of China’s banking? Their weight is how? How to improve the operational efficiency of China’s banks? These are the China Construction Bank faces a series of problems,and this paper is starting from these problems from two angles of bank operating efficiency measure and efficiency factors of China Construction Bank carried out in-depth research.In reference to domestic and foreign banks operating efficiency research based on, the research from the following aspects: according to the mainstream of current research of the efficiency of the bank, on operating efficiency of banks is defined. It is pointed out that the operating efficiency of the angle, and the research of study on operating efficiency of the method, the scope of application of each method to elect the calculation method of the individual banks operating efficiency.. with non parametric method of data envelopment analysis DEA China Construction Bank of the operating efficiency was calculated by using the DEAP software, including comprehensive efficiency, technical efficiency, scale efficiency, and average efficiency, according to the list, you can see what China Construction Bank efficiency is effective, which is ineffective or inefficient. These are China Construction Bank to focus on needs and be improved. from six selected may affect China Construction Bank operating efficiency index, putting them into independent variables and the operating efficiency of banks set genetic variables, using SPSS software for linear regression, select several of the larger independent variablesinfluence on the operating efficiency of Construction Bank, to linear regression analysis, specific for the size of the impact of operational efficiency, and to significant impacts on banking efficiency influencing factors and effective prediction was obtained. with the R language simple analysis of time series data, to predict, will get the results and the results of regression prediction, if the results are consistent with the predicted results. according to the above regression analysis, we can get the weight of each influence factor, and give the relative suggestion according to the degree of influence, so as to help the banking reform.