Ethics Prevention Of The Moral Hazard In Chinese Financial Markets After The Post Financial Crisis ERA

In the summer of 2007, at the start of the financial crisis by America’s subprime housing credit problems, triggered a global financial market turmoil, accumulated for a long time of the bubble explosion, caused the world within the scope of mass of financial and economic collapse. After 2009, the global financial crisis the intense turbulence characterization subsided, but the problems in the financial markets and has not been fundamentally solved, many scholars believe that the contemporary financial economy enters a new historical phase of financial recession and crisis, namely the post-crisis era is coming. A serious financial crisis exposed the long-term financial markets since the ethical value of errors and lack of moral problems. After the crisis, experts and scholars in the field of different interpretation an active part in the cause of the crisis. However, due to neglect ethical and moral factors of crisis, from the analysis of the traditional economics or political science perspective lack of deeper explanatory power. At present, we are in the backdrop of the "post-crisis era", the financial and economic and social development in deepening reform in the new period, the stable development of China’s financial markets is related to the national construction and the important content of national rejuvenation, explore the root of the financial crisis and solve the problems of the healthy and stable economic development, has become the world, including China, the long-term task facing all countries. Therefore, with a unique perspective of ethics to analysis of the root causes of the financial crisis, fully effective play to the moral important role in the development of financial market in our country, to establish ethical values, and order of normative ethics, has very important theoretical significance and practical significance.This paper thinking mainly starts with the financial problems, through to the issues discussed, the necessity of ethics and ethical regulation strategy analysis of logic approach to study step by step. First, for the financial sector in the presence of ethical and moral risk and the risk of moral hazard is how. In this paper, on the basis of many related literature research, characterization of the financial crisis as the research object, analyzes the causes of the financial crisis of moral reason, precipitate the multiple levels of ethical problems existing in the financial markets. Secondly, explore about the ethical values in the guard against the financial risk of moral hazard, maintain financial market stability in the process of the possibility of problems. In this paper, from the Angle of financial and economic activities, the financial contract deal as a dynamic process, and then pointed out the financial ethics in the process of the financial and economic operation of different stage in our country the necessity of existence. Finally, on the basis of above research, we face in the post-crisis era to ethics problems of the financial market in China. In this paper, based on the perspective of Chinese and western ethics, respectively by institutional ethics, economic ethics and public ethics based on multidisciplinary theory, carries on the different levels of architecture. And on the basis of the previous specification method combined with the feature of era, and put forward some innovative Suggestions for the ethical regulation of Chinese financial market.