Research On Building Compulsory Liability Insurance System Of Food Safety In Our Country

In recent years, food safety issues as a social hot and sensitive topic has attracted wideattention of the public. The supervision system of government oversight and the lag makesmany scholars turn their attention to the compulsory liability insurance, which could relief theinfringed. Academia to the necessity and feasibility of establishing the compulsory liabilityinsurance of food safety in China are numerous arguments and draw a conclusion.But thespecific design of the system information is limited and the recommendations also moremacro. So this passage focuses on the building of system of compulsory liability insurance offood safety and based on the public welfare character to explore the building of the system.The essay has two parts:The first part is theoretical analysis. Explore of principle of Food Safety CompulsoryLiability Insurance and get the results of four basic principles to build the system: Thecombination of mandatory and voluntary, legalization, public welfare and combining socialbenefit and market benefit. This part makes theoretical paving the way for the followingpassage.The second part is to build the concrete system from five parts which are organizationsof taking the policy, insurance underwriter, insurance coverage, designing of the rate andgovernment’s supports. we reach the conclusion: we should select commercial insurancecompany as the underwriting institution; make medical costs as the primary coverage; designdifferent insurance rates for different companies obeying The principle of fair and supervisionand the government should give the supports of policy, funding, technology, manpower andpromotional. This passage uses Document Analysis Method, Empirical Analysis Method andValue Analysis Method, by drawing lessons from the research result and the social reality,trying to put forward creative and practical advices for the system build of food safetycompulsory liability insurance.