The Study Of Investigation And Prevention Tactics Of Credit Card Crimes

Credit card is a kind of fast and convenient payment and settlement method, has beenwidely used all over the world. Therefore in China using the credit card has stepped into arapid development stage. However, credit card crimes have been increasing accordingly.Facing this type of criminal crime situation, this thesis offers several features of the creditcard crimes, which are the rapid growth and the wide range of the credit card crimes,distinguishing criminal methods of technology, and internationalization of crimes. Based onthe fundamental theories of the investigation field, exploring the credit card criminal featuresand trend, taking the recent credit card crimes for examples, this thesis proposes instructiveinvestigation and prevention measures. It specifically illustrates the whole investigationtactics of credit card crimes from accepting the case, investigating, settling the case. Theconstruction of law system, prevention system, supervised system and the cultivation of thecredit card holders’ sense of adversities are extremely important to complete and perfect thecredit card crimes and prevention system. Taking the four measures, the credit card crimeswould be prevented and cracked down.This thesis is divided into four parts.The first part is mainly about the description of the credit card crimes, which definesfrom the finance field, law field, and credit card, specifies the main features of the accountingstudy, further explain the definition of investigation and accusation to establish the theoreticalbasis of credit card crimes. Then according to the relationship between the credit card crimesand other types of Crimes, the writer summarizes the identification difficulties that the publicsecurity confronts in dealing with the cases. This thesis obtains the reasons why credit cardcrimes happen so frequently through theoretical and comparative analysis. The reasons are therapid development of the socialist market economy, the internal supervision and managementissues of credit card, the credit card holders’ lack of necessary vigilance for the credit cardcrimes, and the increasing trend that the domestic and overseas criminals are combiningtogether.The second part is mainly about the features of the credit card crimes. This part is basedon the basic conditions of the credit card crimes happened in recent several years, and furtherexplore why the number of the credit card crimes is increasing, the methods of crimes areimproving, the range of crime scene is expanding, the number of overseas crime is rising, and the structure is more complicated. Combining the present crime status and features, thisthesis puts forward some prospective views, summarizes that the number of crimes and sumof money is increasing rapidly, and the technicalization and intellectualization of credit cardcrimes are more obvious, the crimes involving foreign elements are growing, the developmentof credit card industry would be badly influenced.The third part is mainly about the use of the investigation tactics. The writer firstlydescribes the origins and essentials of credit card crimes through traditional investigationactivities, puts forward different identification ways according to different criminal charges.The writer also explores the jurisdiction issues which are greatly concerned by Inspection andPractice Department, and lists high-effective and constructive documents to improve theinvestigators’ efficiency of handling the cases due to the unclear jurisdiction. Then this thesisillustrates the two detected ways around the credit card crimes, which means to carry out theinvestigation around credit cards or criminal suspects. At last, standing on the point of thePublic Security and Economic Detection Department, the writer explores the necessarycooperation of handling the cases.The forth part is mainly about the specific measures of constructing the preventionmechanism of credit card crimes. The writer is starting from the completion of the law system,attracts more attention to the effects when preventing and decreasing this type of crimes inlegislation, to cultivate the sense of adversity among the credit card holders to avoid theproperty risks caused by individual behaviors. Next, in perspective of Public Security andDetection Department, the paper summarizes two prevention methods, which are theimprovement of the inspectors’ abilities and the quick response mechanism, to enhance theacuity and the reaction capacity of finding clues to the cases. At last, based on the loopholesof Finance Management Department and peer-review mechanism, the writer proposes twoviews, to increase the software development and strengthen the audit of bank qualification, toprotect and guarantee the security of Finance Department and the stability of financial order.