Research On The Legal Issues Of The Crowdfunding Mode

The financing as an important part of the Internet financial market, it has broken the traditional financing way, solve the financing problem of Sums, the raise pattern appears in China, its development speed and scale are in the expansion, but also will highlight the issue, oversight and supervision related to the lack of legislation, the policy is not in place, especially equity crowdfunding have been free in the gray areas of the law, its legitimacy has been questioned. However, as the development of mature USA crowdfunding, its the mode of financing is not applicable in China, how to go out with a China conditions crowdfunding model, in this paper is to solve the problem. Therefore, this article mainly conformity plan development process model, analyzes the theory connotation of crowdfunding, summarizes the crowdfunding business model, the problem of legitimacy and the equity crowdfunding is discussed, finally for the development of our country to raise mode, put forward a workable proposal.The first part of the raise pattern, mainly introduce the raise this kind of new way of financing, to our country present the concept of the raise pattern, characteristic and main mode to make a summary.The second part is the development and present situation of our country and the raise pattern for introduction, mainly through the Internet and related websites collect the relevant data analysis, the raise of our current mode of operation mode, operation, and the risk of operation may touch the red line and the raise of the platform system of regulation, etc.The third part through analyzing the current situation of the second part, points out its own existence the imperfect legislation, imperfect credit system, lack of policy and other issues, at the same time, combined with the typical at the present stage the raised platform caused by the financing problem, explain the raise pattern the current problems and further development.The fourth part is mainly the raise pattern of abroad is introduced, including the USA, European and other countries Internet financial markets more perfect the raise pattern carries on the analysis summary, for the healthy development of our country and the raise pattern to find more useful experience.The fifth part for the perfection of the raise pattern in China put forward their own Suggestions. On the above analysis of the problem of the raise pattern in our country, combining with the more perfect the raise pattern of foreign experience, as well as the domestic existing experts, scholar’s relevant research results, put forward my own way to improve.