Research On The System Of Motor Vehicle Traffic Accidentsocial Relief Fund

Road traffic accident rescue fund service tenet is that when the traffic accident damage, to give the victim the timely and effective rescue activities, efforts to build a fair and reasonable damage safeguard mechanism. When the car does not attend traffic accident liability compulsory insurance, or the car to escape or beyond the case such as the compensation of insurance liability limit, and makes the victim can not get its humanitarian aid. Road traffic accident, but the improvement of the social rescue fund system has yet to be time, in reality exposed many problems in the operation, need to get a reasonable solution.Based on the basic theory of the relevant concepts, specific expounds the concept of road traffic accident social relief fund, characteristics and the necessity of setting, etc., through the comparison between the other countries of the world system construction experience, combined with the concrete practice in our country, find out the road traffic accident social assistance fund deficiency, finally, proposed own some views for reference.Full text has four parts, the first part Outlines the general concept of road traffic accident rescue fund system. The first part of the writing on the concepts of related to traffic accidents, to deepen the understanding of accident rescue fund system. Emphatically expounds the characteristics of traffic accident social relief fund system and the contact of insurance. The second part introduces the between countries and regions of the world, legislative situation about traffic accident social assistance system, contrast Settings of accident rescue fund management institutions in our country, and the fund sources. The third part analyzes the deficiency of the existence of traffic accident rescue fund system, such as the source of the fund fund of funds is relatively narrow, too dependent on premium income, the victim of claim right is not clear for the rescue fund, unreasonable bailout fund range, road accidents application fee to accept the process is complex and for a long time, the deficiency in the system of road accident rescue fund recovery and other issues. The fourth part is mainly about the problems existing in the former part, combining the beneficial experience of mature regions, puts forward the Suggestions to solve the problem, including perfecting the overall train of thought and guiding principle of explicit, expand the object of the social assistance, build reasonable institutional framework; And improve the fund recovery mechanism, expand the object of the accident rescue funds, expand the fund source of funds and simplify the bailout fund for the conduction process, giving the victims and their families of specific measures such as direct right of claim.