Research On The Legal System Of The Third Party Payment Of Internet

Eric website the latest data show that20145,992,470,000,000deals on a third partymobile payment market,2013years five times, mobile payment in China over the next threeyears the turnover is expected to exceed18trillion. In the networking industry in the rapiddevelopment of third party payment at the same time, some of the legal issues that comealong with, a reflection of China’s relevant laws and regulations in the field blank, an urgentneed to improve. For example, the present legal ineffectiveness of laws and regulations, thelaws and regulations concerning consumer rights and operation mechanism is not perfect, theawareness on the risks of financial crime is not in place, cover gold lack of supervision, notaccurate or subjects to liability and other legal issues. Therefore, the speedy third-partypayment system, the third-party payment systems without delay. On this basis, author of thenetwork of third party payment systems research because of limited capacity, research may benot in place place, but still hope to be able to improve China’s existing laws and regulationscontribute to a modest.Based on the network of third party payment on the background of existing legal norms,by clarifying the legal relations of third party payment, so as to more clearly recognize theimperfection of current codes, achievements of fully absorbing foreign advanced, offered topay in line with China’s national conditions, in line with industry the development ofrecommendations, construct a set of highly effective network of third-party payment system,this paper has several parts:Remove quotes section, part four of this article discusses.The first part, legal definition of third party payment from the network, and introducesthe concept of third party payment first and then analyze its characteristics, let our network ofthird party payment system had a rudimentary knowledge of it. However, the network of thirdparty payment involves more legal relationships are complex. Thus, third party paymentnetwork this article in-depth analysis of the legal relationship, have a full understanding.The second part, starting with the classic case of PayPal, to introduce the case,re-analysis of the domestic network of third party payment introduced the current code and pointed out that the existing problems: lack of framework legislation and legalsupervision mechanism is not perfect, the vacuum in the system of consumer protection andso on.The third part, through a network of third-party payment system examine foreign law,introduced the legislation of Europe and other developed countries and enlightenment forChina’s future development in the legal system. Developed network of third-party paymentsystem compared with China, the older, more perfect, we should draw lessons fromachievements of its advanced, find suitable for China, in line with China’s industrydevelopment of revelation.The last part to perfect the network made a number of recommendations of the thirdparty payment system. Is mainly used for network problems in the legal system of the thirdparty payment, such as: establishing an effective regulatory system, establish a provision goldproprietary account management system, improve consumer protection system, improve thefinancial security system,. Hope that we can promote our network of third party paymentsystem and the legislative process.