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Research On Legal Problems In The Disposal Of Non-performing Loans

Posted on:2015-11-18Degree:MasterType:Thesis
Country:ChinaCandidate:E L HuFull Text:PDF
GTID:2296330467977298Subject:Law
Abstract/Summary:PDF Full Text Request
As the financial sector gradually relaxed international access, especially since China’s accession to the WTO, international financial institutions into the domestic accelerated obviously, financial security become the hot topic of theory and practice. America’s subprime crisis erupted in2008, is a wake-up call to the world of financial security, many financial institutions bankruptcy as a result of the crisis the United States, the U.S. economy and public life has brought a lot of losses, many countries in the world are also cause the credit crisis, financial institutions, the serious consequences of bankruptcy. Therefore, how to ensure financial security, maintain the healthy development of the domestic financial system, I put forward some personal solutions.In today’s benign operation of socialist market economy, the health of the banking sector, steady progress will support the rapid economic and social operation; But if the banking sector is beset with massive non-performing loans, serious when may cause the financial crisis, leading to an economic crisis, confused cause social unrest. At present, although our country commercial bank’s non-performing loan ratio is not high, but the interior of the commercial Banks there is still a huge non-performing loans in urgent need of processing, and in2013, our country commercial bank non-performing loans have rise trend, the non-performing loans in a certain extent hindered the development of our country’s economy. Therefore resolve non-performing loans is still a great event in the development of Chinese economy. By analyzing the current situation of non-performing loans, the reasons for the formation of bad loans, and then from the Angle of law, put forward its own solution.
Keywords/Search Tags:Non-performing loans, Disposal mode, Legal regulation
PDF Full Text Request
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